That depends on who you ask. Some financial gurus would say that it is never okay to use any kind of credit for any reason. Others disagree. Overall, there are responsible ways to use credit and then there are ways that are not so responsible.
If you have a bunch of credit card debt and you pay only the minimum payment each month, that’s a problem. If you use your credit cards, pay them off in full each month and reap the rewards of cash back, frequent flier miles, or anything like that you’ll have a lot better chance of doing well and actually making a little bit of money off of your credit, instead of the credit companies making a lot of money off of you.
