1. Finding Lower Auto insurance Rates- According to a 2004 study of more than 100,000 consumers across the country, conducted by Progressive Insurance Company, rates for comparable coverage can vary by more than $500 for six months’ worth of coverage, that’s quite a bit of money. An easy way to shop around is to get a various quotes in one place with services like 2insure4less.com, they claim they can save you as much as 40%
2. Stop Movie Going- Instead opt for a Netflix monthly plan. Obviously if you only go once in a few months, then its not worth your time to do the monthly plan. But if you are a movie buff, then you’ll do better paying $8.99 a month than you would paying about $20 per person in a regular movie theatre if you add popcorn and a soda. Click here to get a free trial of Netflix
Also, satellite TV has gotten way more competitive, giving you the consumer better pricing. It’s not uncommon for people to switch back and forth every few years. Right now, Dish network has some awesome deals, see here.
3.Keep Your Car as Long as Possible: When possible, try to keep your car as long as possible. Find the balance between the money spent on repairs versus the monthly installment on another vehicle and choose to run your old car as long as the repair costs are low one option is to get a quote on an after market warranty, it may be worth it if you have an old car but can’t afford to buy a new one. Click here to get a free auto warranty quote.
4.Stop Going to Starbucks – Make your own coffee: Everyone seems to have heard of the latte factor. Even though the author may have overestimated the savings from skipping a latte at Starbucks, don’t underestimate the ding it puts in your pocket in the long run. You don’t have to entirely ban drinking coffee, but skip it as often as possible unless you make it at home. If you really like the premium flavor, you might want to check out Gevalia, they even give a free coffee mug and coffee maker to first time purchases. Click here for more.
5. Dollars4gold – Now, the four tips above are for saving. But what if you could use some extra cash now? There is a new way that’s easy, convenient, and puts some money in your pocket in days. Dollars4gold will send you a free packet, you put in your old jewelry, you send it off (postage is even free) and in a few days you get a check in the mail. Click here to learn more.
I hope these tips help you save some money. The future seems uncertain right now and we all have to be extra careful with each penny.
Related Article: Read how one man reduced his debt by 40% following 3 simple rules.
